Tennessee Personal Injury Lawyers
When a crash or fall turns your life upside down, the insurance company starts building its case against you immediately. You deserve a Tennessee personal injury lawyer who moves just as fast. Southern Injury Attorneys helps injured Tennesseans recover the full value of their claims — medical bills, lost wages, future care, and pain and suffering — while they focus on healing.
Our attorneys are licensed in Tennessee and handle serious injury and wrongful-death cases from Memphis to the Tri-Cities. Below you’ll find the accident types we handle, the Tennessee cities we serve, and a plain-English look at the state laws that shape your claim.
Accidents we handle across Tennessee
We concentrate on motor-vehicle and premises-injury cases, with particular depth in commercial truck and 18-wheeler crashes:
Truck & 18-Wheeler Accidents
Personal Injury (All Types)
Accidentes de motocicleta
Accidentes Peatones
Slip & Fall / Premises
Motorista no asegurado
Muerte incorrecta
Tennessee cities we serve
We build local, court-tested knowledge in every market we serve — the police departments, the courts, and the roads where crashes happen:
Tennessee injury law at a glance
| Issue | Tennessee rule |
|---|---|
| Deadline to file (statute of limitations) | 1 año from the injury for most personal injury claims (Tenn. Code Ann. § 28-3-104) — act quickly |
| Fault sharing | Modified comparative fault — you can recover if you are menos del 50% at fault; your award is reduced by your share (McIntyre v. Balentine) |
| Minimum auto liability insurance | 25/50/15 — $25,000 per person / $50,000 per crash / $15,000 property damage |
| Uninsured/underinsured motorist (UM/UIM) | Must be offered by insurers; can only be rejected in writing — critical because roughly 1 in 5 Tennessee drivers is uninsured |
| Cap on non-economic damages | Generally $750,000; up to $1,000,000 for catastrophic injuries (Tenn. Code Ann. § 29-39-102). No cap on economic losses like medical bills and lost wages |
What to do after an accident in Tennessee
Call 911 and get medical care the same day — gaps in treatment are the first thing insurers attack. Photograph the scene, vehicles, and injuries; get the responding officer’s name and report number; and collect names and numbers for every witness. Do not give a recorded statement to the other driver’s insurer or accept a fast settlement before you know the full extent of your injuries. Then call a lawyer, ideally before you speak with any adjuster.
Why injured Tennesseans choose Southern Injury Attorneys
We carry a 4.8-star rating across 96 Google reviews and currently handle more than 455 active injury cases. We take cases on contingency, which means you pay nothing up front and no fee at all unless we recover money for you. Our focus on trucking and catastrophic auto cases means we know how to identify every responsible party — the driver, the motor carrier, the broker, and their insurers — and how to value a claim for its full long-term worth rather than the quick number an adjuster offers first.
Injured anywhere in Tennessee? Talk to a lawyer today.
Free, confidential case review — no fee unless we win. Call (800) 224-5546
Tennessee personal injury FAQ
How long do I have to file an injury claim in Tennessee?
For most personal injury cases, one year from the date of the accident (Tenn. Code Ann. § 28-3-104). This is one of the shortest deadlines in the nation, so it’s important to talk to a lawyer quickly to protect your right to compensation.
What if the accident was partly my fault?
Tennessee uses modified comparative fault. You can still recover as long as you are less than 50% responsible, but your compensation is reduced by your percentage of fault. An attorney can push back on inflated fault claims from the insurer.
How much does a Tennessee personal injury lawyer cost?
Nothing up front. We work on a contingency fee, so we only get paid if we win your case, and our fee comes out of the recovery. The initial consultation is always free.
What is my Tennessee injury case worth?
It depends on your medical bills, lost income, the severity and permanence of your injuries, and available insurance coverage. Tennessee caps non-economic damages (generally $750,000) but places no cap on economic losses. We evaluate every case for its full long-term value.
The driver who hit me had no insurance. Can I still recover?
Often yes, through your own uninsured/underinsured motorist (UM/UIM) coverage. Tennessee insurers must offer this coverage, and it can only be waived in writing. With about one in five Tennessee drivers uninsured, UM coverage is frequently the key to a real recovery.
¿Tengo que ir a la corte?
Most Tennessee injury claims settle without a trial. But we prepare every case as if it will be tried, because that’s what pushes insurers to offer full value — and we’re ready to go to court when they don’t.
