Hurt in a crash in Kentucky? Southern Injury Attorneys are Kentucky-licensed accident lawyers helping truck, car, and injury victims across the Commonwealth — from Louisville to Lexington. Kentucky is a no-fault state with a two-year deadline for most motor-vehicle injury claims (KRS 304.39-230) and pure comparative fault, so you can recover even if you were partly to blame. Call 800-224-5546 for a free consultation — no fee unless you win.
Kentucky Accident & Injury Lawyers
Southern Injury Attorneys represent people hurt in serious accidents throughout Kentucky. Our attorneys are licensed in Kentucky and five neighboring states, and we focus on the cases that change lives: truck and 18-wheeler crashes, car and auto accidents, and serious-injury claims. Whether your crash happened on I-65 through Louisville, I-75 near Lexington, or a two-lane road anywhere in between, we fight to recover the maximum compensation available — and you pay nothing unless we win.
Where We Serve in Kentucky
- Louisville — the state’s largest city and a major freight hub at the crossroads of I-65, I-64, and I-71. See our Louisville truck accident lawyers and Louisville car accident lawyers.
- Lexington — the heart of the Bluegrass, where I-75 and I-64 meet. See our Lexington truck accident lawyers and Lexington car accident lawyers.
We also help injured Kentuckians in surrounding communities and handle cases across the South. Consultations are free and can be handled entirely by phone.
Kentucky Injury Law at a Glance
| Issue | Kentucky rule |
|---|---|
| Deadline to sue (motor vehicle) | 2 years from the crash or last PIP payment (KRS 304.39-230). |
| Deadline to sue (general injury, e.g. slip & fall) | 1 year (KRS 413.140). |
| No-fault / PIP | Yes — your own PIP pays the first $10,000 of medical bills and lost wages. |
| Stepping outside no-fault | Allowed for serious injury — over $1,000 medical, a broken bone, permanent injury, disfigurement, or death (KRS 304.39-060). |
| Shared fault | Pure comparative fault — recovery reduced by your share, no cutoff (KRS 411.182). |
| Minimum car insurance | $25,000 / $50,000 / $25,000, plus $10,000 PIP. |
Why Choose Southern Injury Attorneys
We focus on serious auto and truck accident cases across Kentucky and the South, so we know how insurers and trucking companies operate. We move fast to preserve evidence, retain accident-reconstruction and medical experts, handle every insurer conversation, and build each case for trial — which is what drives fair settlements. Our headquarters is at 5865 Ridgeway Center Pkwy, Suite 390, Memphis, TN 38120 · 800-224-5546, and our Kentucky-licensed attorneys serve clients statewide. You pay nothing unless we win.
Kentucky Injury FAQs
How long do I have to file an injury claim in Kentucky?
For a motor-vehicle crash, generally two years from the crash date or your last no-fault (PIP) payment under KRS 304.39-230. For non-vehicle injuries such as a slip and fall, Kentucky’s general deadline is one year under KRS 413.140. Deadlines are strict, so consult a lawyer promptly.
Is Kentucky a no-fault state?
Yes. Your own Personal Injury Protection (PIP) pays the first $10,000 of medical bills and lost wages regardless of fault. When injuries are serious — over $1,000 in medical bills, a broken bone, permanent injury, disfigurement, or death — you can step outside no-fault and sue the at-fault driver for full damages.
What if I was partly at fault for my Kentucky accident?
You can still recover. Kentucky uses pure comparative fault under KRS 411.182, which reduces your compensation by your percentage of fault but never bars recovery — so even a mostly-at-fault person may recover something.
Talk to a Kentucky Accident Lawyer — Free
Get a free, no-obligation consultation today. Call 800-224-5546 — no fee unless you win. You can also contact us online.
This page is general legal information, not legal advice. Every case is different and outcomes are never guaranteed. Contacting us does not create an attorney-client relationship.

